Smart routing sends every payment to the acquirer most likely to approve it.See orchestration →
ExelPay
Products

Route every payment to where it is most likely to succeed

Connect several acquirers and let rules decide by card, country, currency, amount or cost.

What you get

Six routing strategies

Priority, weighted split, lowest cost, best approval rate and more, per terminal.

Cascade on soft declines

Retry on the next acquirer when a decline is recoverable, within card scheme limits.

Provider health checks

Circuit breakers pause a failing provider and bring it back once it recovers.

Rules without code

Write conditions on card brand, BIN country, currency or amount in the dashboard.

Simulate before you ship

Replay a new policy against real traffic patterns and compare the outcome first.

Every decision explained

Each attempt records why it went to its provider, for support and audits.

How it works

  1. Connect your acquirers

    Add credentials once; they are stored write-only.

  2. Set your policy

    Choose a strategy and add rules for special cases.

  3. Watch approvals rise

    Track results per provider and adjust any time.

Ready to move your payments forward?

Tell us about your business and we will design the right setup with you.