Smart routing sends every payment to the acquirer most likely to approve it.See orchestration →
ExelPay
Products

Pay out to sellers and merchants on your schedule

Balances, reserves and payout batches with approvals, so money moves when it should.

What you get

Real-time balances

See what each merchant has earned, what is held and what is ready to pay.

Flexible schedules

Daily, weekly or on demand, set per merchant.

Reserves

Hold a share of funds to cover refunds and chargebacks, released on your terms.

Verified bank accounts

Payout destinations are stored encrypted and checked before first use.

Four-eyes approval

A second person approves each batch before any money leaves.

Returns handled

Failed or returned payouts go back to the balance and appear in the ledger.

How it works

  1. Collect payments

    Funds land in each merchant's balance.

  2. Build the batch

    ExelPay prepares payouts on the schedule you set.

  3. Approve and send

    A second approver releases the money.

Ready to move your payments forward?

Tell us about your business and we will design the right setup with you.